Important information 

By accessing this website you are on notice of and deemed to have accepted the following terms and legal notices.

Investors should be aware that the value of an investment in any of the Mercer New Zealand investment options may rise and fall from time to time and that neither Mercer New Zealand nor its related entities guarantees or accepts any liability arising from or connected to, the investment performance, earnings or return of capital invested in any of the Mercer investment options.

The information contained on this website is of a general nature only and does not take into account the personal objectives, financial situation or needs of individual investors. It is important that you consider these matters, read the relevant Product Disclosure Statement and obtain advice from an appropriately qualified financial adviser before making any investment decision.

The investment returns shown throughout this website do not take into account the unique characteristics that apply to each investor (such as timing of cash flow). As a result, the actual investment returns applying to a particular investor may differ from the investment returns displayed on the website. You should also remember that past performance should not be relied upon as an indicator of future performance.

References to ‘Marsh’ shall be construed to include Mercer (N.Z.) Limited and, where relevant, any other members of the Marsh group of companies.

In New Zealand, Marsh’s Outsourced Chief Investment Officer (OCIO), Delegated Solutions and other Investment Services are delivered by Mercer (N.Z.) Limited.

Marsh reserves the right to suspend or withdraw access to any page(s) included on this website without notice at any time and accepts no liability if, for any reason, these pages are unavailable at any time or for any period. The solutions, products and services described in these pages are not available in all jurisdictions.

Information about Marsh strategies and solutions are provided for informational purposes only and does not constitute, and should not be construed as, an offer to sell, or a solicitation of an offer to buy, any securities, or an offer, invitation or solicitation of any specific products or the investment management services of Marsh, or an offer or invitation to enter into any portfolio management mandate with Marsh. None of the content on this Website should be considered as regulated financial advice. No actions should be taken based on this content without first obtaining professional advice.

Marsh makes no representation, and it should not be assumed, that past investment performance is an indication of future results. Moreover, wherever there is the potential for profit there is also the possibility of loss. The value of investments can go down as well as up, and you may not get back the amount you have invested. Investments denominated in a foreign currency will fluctuate with the value of the currency. Certain investments, such as securities issued by small capitalisation, foreign and emerging market issuers, real property, and illiquid, leveraged or high-yield funds, carry additional risks that should be considered before choosing an investment manager or making an investment decision.

We reserve the right to suspend or withdraw access to any page(s) included on this website without notice at any time and Marsh accepts no liability if, for any reason, these pages are unavailable at any time or for any period.

While reasonable precautions have been taken in compiling the material/ information displayed on the website, Marsh does not warrant (whether expressed or implied) its quality or guarantee its accuracy, suitability, adequacy, or completeness. Marsh takes no responsibility or liability for any errors or omissions in the said material/information, or for any consequence that ensues from its usage.

Marsh does not provide tax or legal advice. You should contact your tax advisor, accountant and/or attorney before making any decisions with tax or legal implications.

The findings, ratings and/or opinions expressed herein are the intellectual property of Marsh and are subject to change without notice. They are not intended to convey any guarantees as to the future performance of the investment products, asset classes or capital markets discussed.

For Marsh Conflict of Interest disclosures, contact your Marsh representative or see http://www.mercer.com/conflictsofinterest.

These pages do not contain investment advice relating to your particular circumstances. No investment decision should be made based on this information without first obtaining appropriate professional advice and considering your circumstances. Marsh provides recommendations based on the particular client's circumstances, investment objectives and needs. As such, investment results and advice will vary and actual results and advice may differ materially.

Information contained herein may have been obtained from a range of third party sources. While the information is believed to be reliable, Marsh has not sought to verify it independently. As such, Marsh makes no representations or warranties as to the accuracy of the information presented and takes no responsibility or liability (including for indirect, consequential, or incidental damages) for any error, omission or inaccuracy in the data supplied by any third party.

Not all services mentioned are available in all jurisdictions. Please contact your Marsh representative for more information.

This content may not be modified, sold or otherwise provided, in whole or in part, to any other person or entity without Marsh's prior written permission.

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